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WHY YOU SHOULD NOT BE ASHAMED TO FILE A DISABILITY CLAIM (NOT EVER)!

There is a large portion of Americans who are self-reliant, hard working and diligent.  They don't ask for much help from anyone but will freely offer a neighbor help if they need it.  The folks are certainly not someone who would ever want any handouts or welfare.  The nation was built on such people.

 But I want to tell you why you should never, ever feel ashamed in filing a Social Security disability claim if you are truly disabled.

 It's not a handout.  It's not welfare.  It doesn't run up the national debt.

 Social Security disability is an insurance program that you paid into for decades.  

 It's a US government backed insurance policy.  And every worker who draws a paycheck pays into it.  On your paycheck stub, you will see withholding tax for FICA (Federal Insurance Contribution Act).  That's the Social Security and Medicare premium you pay every week or every month on payday.

 Some FACTS about Social Security disability:
  • The US government forces you to purchase it.
  • You pay a mandatory premium out of each paycheck for disability insurance.
  • You cannot cancel it or opt out of it (usually).
  • Social Security operates much like any other insurance company.
  • The government sets the terms under which it will pay a benefit.
  • The government has set the requirements very, very high and very strict.
  • In filing a claim, you are doing nothing more than asking the government to honor the terms of the disability insurance they forced you to buy.
  • Benefits are paid from the federal disability trust fund, funded by FICA contributions, NOT by in-budget federal taxes.
  • Disability payments are not included in the national budget or deficit.
I happen to have auto insurance with a very reputable insurance company.  Unlike Social Security, I had the opportunity to look around and compare prices--and purchase from the company I choose.

I have been paying my automobile insurance for about 62 years.  Believe me, it is not cheap.

If I have an accident tomorrow and wreck my car, do you think I will have any qualms about asking my "good neighbor" insurance company to pay my claim?  Will I feel guilty for asking them to pay?  Nope!

If you have a disability claim and file for Social Security benefits, it's the same thing as me filing on my auto insurance.  You pay for the protection, you have every right to file a claim and expect it to be paid.

It's not a handout, it's not charity, it's not welfare.  It's what's due under a contract sold to you (without your consent) by the United States Government.  

If you are honestly disabled, and covered by Social Security disability insurance, follow my motto and....

"MAKE THEM PAY"

I will help you if I can.

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