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WHAT HAPPENS TO MY DISABILITY BENEFIT WHEN I GET TO RETIREMENT AGE?

Disability benefits will continue as long as (a) you remain disabled and (b) you have not reached your full retirement age.

Do disability benefits end at full retirement age?  Yes, they do technically.  But don't be alarmed.  The disability benefit ends and your retirement benefit begins.  There is usually no change in the amount of benefit. No missed payment and no delay.

There are 2 Social Security trust funds:  one for disability and one for retirement.  When you reach full retirement age the payments stop coming out of the disability trust fund and start being paid from the retirement trust fund.

You won't even notice the difference.  The payment simply converts automatically from disability to retirement.  You won't need to do anything -- no paperwork, no forms.





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